Appraisal Analyst
Uwharrie Bank Albemarle, NC Commensurate with Experience

Position Summary:

Responsible for ordering, review and evaluation of residential and commercial appraisals to ensure sound lending decisions and regulatory compliance with FNMA & USPAP requirements.   Communicates with and works directly with appraisers and lenders, maintaining an independent role, as needed to obtain all necessary information about the request to evaluate the appraisal. 

General Qualifications: 

Knowledge:  Formal training and experience in ordering and reviewing appraisals that comply with FNMA is required.  Formal training and certification as a State Certified Residential Real Estate Appraiser is preferred. Working knowledge of appraisal methodology, USPAP guidelines, FNMA guidelines and understanding various residential and commercial appraisal reports, is a must.  A State General Real Estate Certification is a plus.  Multi-state certifications, real estate broker and/or licensed general contractor experience is a plus.  

Experience: A minimum of three years’ experience as a real estate appraiser or three years of experience in ordering and reviewing appraisals for a financial institution is highly preferred.  Experience in a banking or financial institution, with emphasis on real estate lending and/or credit administration, and management experience is a plus. 

Skills:  Position requires either appraisal experience and/or experience in ordering and reviewing appraisals, solid analytical skills, ability to manage time, prioritize and organize tasks, and work within defined timeframes.  Requires excellent interpersonal skills, the ability to manage time, work with various internal and external contacts, and written and oral communication skills.  Must be proficient with personal computer and knowledgeable of various software applications, including Microsoft Word, Excel and other imaging software.

Scope of Decisions:  Position requires solid independent judgment, discretion and reasoning on a daily basis to perform sound assessment of appraisals. 

ADA Requirements:   Requires, vision, hearing, speech, concentration, learning, thinking, interaction with others, the ability to exercise self-control and the ability to work under stressful conditions.

Uwharrie Bank is an Equal Opportunity Employer and makes recruitment, employment, promotional and all other human resources decisions without regard to race, color, religion, national origin, age, sex, gender identity, sexual orientation, disability,

veteran status or genetic information.

Uwharrie Bank is an EEO employer - M/F/Vets/Disabled
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