Loan Assistant position is accountable for the performance of various loan administrative
duties using knowledge of bank practices, policies, and organization as related
to the assigned FRM’s area of responsibility.
The administrative assistant is
primarily responsible for performing the following duties confidentially with
considerable personal tact, integrity, judgment, and initiative.
Essential Duties and Responsibilities
- Type and prepare letters, memos,
reports, etc. from oral or written instruction. Answer telephone; take messages: Prepare
replies to routine inquiries.
Establish and maintain files of reports, correspondence, etc.
- Process loan applications by assisting
in the preparation of the request in the bank’s loan origination software including
creating the facility, pulling credit reports, uploading financial and
collateral information, and any other assistance necessary.
- Lead the FRM’s loan renewal
efforts by monitoring the future maturity list, contacting customers, and
coordinating the renewal process with the FRM.
- Review Title opinions, UCC
opinions, insurance, and other legal documents for accuracy and to address
- Prepare loans for booking via the
bank’s standard procedure.
- Assist in working past dues and loan
exceptions such as financial, collateral, or covenant exceptions.
- Respond to customer inquiries and
research customer problems/concerns.
- Adhere to BSA/AML policy and all
other bank policies.
- Represent First Guaranty Bank in
- Other duties and responsibilities
as may be assigned by supervisor.
Minimum Qualifications (Education,
- The position is required to work
directly with the assigned FRM’s customers and assist in working with
his/her respective division and any other departments this may involve.
position is required to have knowledge of customer service and the Commercial
and Consumer Loan Departments.
position requires an understanding of various loan documents and legal
documents including promissory notes, business loan agreements, security
agreements, pledges, assignments, title opinions, title policies, insurance
(hazard and flood), ucc opinions, etc.
of two years or more.
Physical Demands and Work Environment
physical demands described here are representative of those that must be met by
an employee to successfully perform the essential functions of this position.
Reasonable accommodations may be made to enable individuals with disabilities
to perform the functions.
performing the duties of this position, the employee is regularly required to
talk and hear. The employee frequently is required to use hands or fingers,
handle, or feel objects, tools, or controls. The employee is occasionally
required to stand; walk; sit; reach with hands and arms; climb or balance; and
stoop, kneel, crouch, or crawl.
employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities
required by this position include close vision, distance vision, color vision,
peripheral vision, and the ability to adjust focus.
noise level in the work environment is usually moderate.
job description in no way states or implies that these are the only duties to
be performed by the employee(s) incumbent in this position. Employees will be required to follow any
other job-related instructions and to perform any other job-related duties
requested by any person authorized to give instructions or assignments.
duties and responsibilities are essential functions and requirements and are
subject to possible modification to reasonably accommodate individuals with
disabilities. To perform this job
successfully, the incumbents will possess the skills aptitudes and abilities to
perform each duty proficiently. Some
requirements may exclude individuals who pose a direct threat or significant
risk to the health or safety of themselves or others. The requirements listed in this document are
the minimum levels of knowledge, skills, or abilities.
document does not create an employment contract, implied or otherwise, other
than an “at will” relationship.
FIRST GUARANTY BANK is an EEO employer - M/F/Vets/Disabled