for performing a variety of complex data analysis and reporting duties to assist management in monitoring and modeling risk in the loan
portfolio and with process efficiency enhancement. Assist
in credit analysis of individual credits.
This position will work closely with the Lending, Loan Services and
GENERAL DUTIES AND RESPONSIBILITIES:
monthly, quarterly, and annual reports to assist management in monitoring the
loan portfolio. Ensure internal
reporting is consistent with externally reported loan data. Prepare queries and ad hoc reports as
portfolio concentrations and benchmark QNB’s portfolio with industry
information and peers.
Gather information and complete various
reports for internal purposes, regulatory agencies, and vendors
May act as a team leader on special
project and assist in the training of other department members.
Assist in the development of new
concepts, methodologies, and techniques for financial and operational
Develops, updates, and maintains procedures
related to the reporting and analytics functions.
Prepares special analyses at the request
of management and other internal customers.
Under the direction of the Chief Credit
Officer, perform various duties related to the credit analysis function. Prepare information for use by the
Relationship Managers, Loan Committee, and Board Loan Committee for the purpose
of making decisions on new and existing loans.
These duties include, but are not limited to:
analyze credit information from all available sources, including in-house,
other financial institutions, various agencies, etc.
financial statements and all related material for individual credits, utilizing
QNB's spreadsheet software package.
preparation of credit presentations to document credit files and provide the
Relationship Managers and/or QNB Loan Committee and Board Loan Committee with
the information necessary to make informed credit decisions.
Completes assigned compliance training in
a timely manner and demonstrates ability to apply training to their duties and
Assume additional responsibilities as
REQUIRED TRAINING, EXPERIENCE AND
Reporting and analytical experience.
Proficient PC skills, including familiarity with a
Windows-based environment. Advanced
Excel, proficient in Access, Word, PowerPoint
Bachelor’s degree in data analytics, information technology,
business administration, finance, accounting or economics, or equivalent
Experience in credit analysis preferred.
Ability to multi-task and work effectively with
colleagues, managing time and resources to ensure work is completed efficiently
and within established time frame.
Clear and concise verbal and written communication skills