Product Engineer, Agentic Payments

Join Snaplii as a founding member of a small, agile engineering team that is building the way AI agents pay.

Location: Etobicoke (Toronto), onsite with hybrid 3 days max · Compensation: CAD $200k–250k + 20% performance bonus + equity

Snaplii is a profitable Toronto fintech. We run a payment and rewards wallet used by 400,000+ people at 500+ brands, including Walmart, Best Buy, DoorDash and Uber, and we process about CAD $200M in payments a year.

We recently raised $15M to build the next part: a wallet that lets an AI agent pay for things inside a limit the user sets.

You own features from the customer problem to production. There is no product manager writing tickets. You decide what to build with the CEO, product and our partners, then you build it and run it.

Recent work from the team:

• The agent-to-merchant payment skill, which lets an AI agent pay a real merchant inside a limit the user sets.
• Our MCP server and CLI, which agent developers use to connect to Snaplii.
• The Muse integration, live with about 2,000 connected agents.
• AI agent credit card bill payments.
• AI agent money transfers.

As the team grows, this role grows into leading it. We are hiring more engineers this year, and the first people in set how the team works. On that path you would:

• Help hire the next engineers. You interview them and help decide who joins.
• Set how we build: how we review code, test, release and use AI tools.
• Make the technical calls for the product area you own, and explain them to the CEO and our partners.
• Mentor the engineers who join after you.

This is a lead who still builds. You stay close to the product and the customers, and you keep shipping. The title is not given on day one. You earn it by delivering and by the team trusting your calls.

You also get something a traditional tech job rarely offers: direct time with angel investors, startup founders and our partners. You are in those conversations, not hearing about them later. Those conversations decide what we build. A founder shows you how their agent needs to pay. A partner tells you what stops them from going live. You take that back and ship the answer, often within weeks. What you hear in the room, and what you build after it, shapes the product and where the company goes next.

• You've shipped something real, end to end, that people used. Send it to us: a product, a side project or a hackathon build.
• You're eager to learn and you learn fast. Show us something you picked up in the last year.
• You know what good engineering practice looks like (testing, code review, clear design, safe releases) and you keep to it when you move fast.
• You care why a feature exists as much as how it works.
• You already build with AI tools every day, and you review their output with care.
• You treat code that moves money with extra care, and you own the outcome when something breaks.
• You're bilingual in Mandarin and English, at professional working level. Our team works in both, and we check both in the first call.
• You're willing to travel now and then to meet founders, startups and partners.

None of these is required. If you don't have them yet but you are eager to learn, we will give you the chance to learn them here.

• Startup experience, or something you built from zero.
• Payments or fintech knowledge: wallets, ledgers, settlement, refunds. If you don't have it yet, being willing to learn it is enough.
• Building for LLMs or agents: tool calling, MCP, agent workflows.

Java, Spring Boot, MySQL, Redis and AWS on the backend, and React Native on mobile. We are not locked to a stack, and language is not a filter. If you have built the right things in Go, Python, TypeScript or anything else, we want to talk to you.

The same goes for AI tools. You get Claude Code and Codex, and you use whichever makes you more productive. We don't lock anyone into one tool.

1. Intro call, 30 minutes. We want to get to know you, and you can ask us anything about the company and the role.
2. Technical screen, 1 hour, with one of our engineers. This is not LeetCode. Together you work through a real problem from Snaplii's business.
3. Deep-dive interview. A more thorough session on system design and on using AI tools to build a system.
4. Meet the CEO. A conversation with our founder about the company, the role and how you would work together.

If you interview with us, we will tell you the outcome within 45 days.

• Compensation: CAD $200k–250k base salary, plus 20% performance bonus and equity.
  • Ad-hoc recognition bonus (money, benefits, etc.)
• AI tools: Claude Code and Codex are provided, and you choose which to work with. Every employee also has a monthly personal AI tool budget under our AI tools policy.
• Health: Group insurance.
• Vacation: 2 weeks of paid vacation, plus statutory holidays and 3 sick days.

Please visit our careers page to see more job opportunities.