Real Estate Appraiser

Position Title:  Real Estate Appraiser (internally known as Real Estate Analyst)

Position reports to: Real Estate Analyst Manager

Position status:  Full-Time

Position category: Permanent

Location: Ontario - Remote

Work hours: Monday – Friday 8am – 5pm (40 hours/week)

Calvert Home Mortgage (CHMIC) is a full-service alternative mortgage investment firm that supports homeowners, investors, and brokers to achieve their goals by seeing the person behind every mortgage. We are on a mission to be the most trusted lending solution in Canada by putting people first, focusing on their success, and always doing the right thing.

Simply put, our team is the best in the business. Our expertise and experience are unrivalled -but it’s our caring approach that really sets us apart.

Calvert’s longevity and continued success is due to our shared sense of purpose and the understanding that relationships are far more important than transactions. We were founded on the principle of “kitchen table lending” -taking the time to build trust by listening to our customers, understanding their unique needs and goals, educating them on their options, and finding a solution that’s right for them. That might sound obvious but, in our experience, it’s not the norm.

We are looking for a Real Estate Appraiser (internally know as a Real Estate Analyst) to be a part of an exciting growth-focused company who truly cares about its employees. At Calvert Home Mortgage we are champions of a culture that creates a positive work environment, which will allow you to thrive and be a contributor to the long-term success of the company.

At Calvert Home Mortgage we offer competitive salaries, a bonus program, share ownership, extended health and dental benefits, a free on-site fitness facility, a location that avoids the downtown commute and free parking.

WHAT’S THE BIG IDEA?

As our Real Estate Appraiser you will be the valuation expert at the heart of the mortgage process, responsible for delivering objective, well-supported property valuations that protect the company’s financial interests. By leveraging market research, data analysis, and property condition assessments, this role ensures that every valuation meets internal standards and aligns with the company’s risk tolerance. Beyond valuing real estate, the Real Estate Analyst is a critical safeguard, identifying red flags related to borrower renovation and execution plans, property-specific issues that could impact loan success, and housing market fundamentals and indicators.

HOW DO WE WORK?

As an organization we aim to be trusted advisors, offering an effortless experience in providing short-term lending solutions for the personal and financial success of our clients.  Offering the best solutions is highly dependent on the management of risk and compliance within our industry. This role will be a key contributor with the ability to manage and analyze risk. We value a productive, proactive, and fast-paced office environment.

HOW DO YOU FIT IN?

The successful individual will have the following experience, education, and ability to develop these demonstrated skills:

Education: Minimum of a High School Diploma is required. Completion of a postsecondary certificate, diploma, or degree program is strongly encouraged.

Professional Designation: Candidates must be a member in good standing with one of the following recognized appraisal organizations: AIC, CNAREA. Preference will be given to fully designated appraisers.

Experience: A minimum of 2 years of industry experience is required. Candidates must demonstrate proven expertise in property appraisal, with particular emphasis on high-density, urban markets.

Regional Experience: Experience working within major city markets in Ontario is essential. Familiarity with regional regulations, market dynamics, and valuation standards in cities such as Toronto, Hamilton, London and Windsor will be considered a strong asset.

Skills: Ability to think critically and analyze data comparative, curiosity regarding economic and housing market forces, and the ability to interpret data to draw conclusions,

WHAT YOU WILL BE DOING

Real Estate Analyst Duties – 90%

• Conduct accurate real estate appraisals in CHMIC’s lending areas using approved methodologies.
• Collect, validate, and analyze data to support valuation conclusions and risk assessments.
• Summarize findings clearly, providing well-supported property and market risk insights.
• Assist underwriters in assessing real estate collateral, including distressed or foreclosed assets.
• Monitor real estate and economic trends to identify risks, forecast impacts, and inform decisions.
• Prepare valuation insights and monthly economic reports to guide lending strategies.
• Advise management on valuation-related risks and market positioning.
• Mentor junior team members on interpreting appraisal valuations and identifying property risk.
• Ensure compliance with applicable regulations, including the following, as applicable Real Estate Act, Privacy Act, Securities Act, Business Corporations Act, Fair Trading Act, and others as required.

General Administrative Activities – 10%

• Work with peers and other departments.
• Personal Development

WHY CALVERT HOME MORTGAGE?

Calvert Home Mortgage's mission is to be the most trusted mortgage lender in Canada so that our customers, investors and partners succeed and grow in thriving communities. We are a team of focused individuals who care about both our internal and external clients, and who serve each other by delivering the most timely and competitive service.

Imagine building a career you can be proud of, where doing things right is always the right thing to do and where everyone you work with will both support and inspire you. At Calvert, you will be respected for your unique skills and experience, encouraged to show up authentically every single day, and surrounded by some of the best in the industry to help you learn and grow.

WHAT WE OFFER:

An opportunity to be a part of a culture committed to truly making a difference in the personal and financial success of others. We are an equitable employer offering a wide range of employee benefits, including a competitive salary, bonus program, opportunity for share ownership and extended health and dental benefits. Full training and support for the individual to be successful in this role will be provided.

For more information about Calvert Home Mortgage Investment Corporation, please visit our website at www.chmic.ca.

Please note that candidates applying for openings must be authorized to work in Canada.

We thank all applicants in advance for their interest, however, only those selected for an interview will be contacted.