(FT) Consumer Loan Underwriter

***A completed application is required for consideration of employment.***

Full-Time Consumer Loan Underwriter
Monday - Friday 8:00 a.m.  - 5:00 p.m. 
**This is an On-Site role**

Role:

Responsible for making loan decisions or recommendations to the next level approving authority. To decision all type of consumer loans in a timely manner, following Credit Union standards. Attendance is an essential function of performing the duties of this job.

Essential Functions & Responsibilities:

25% - Cultivates and maintains a high level of communication with co-workers; exhibits ability to discuss and answer questions on loan decisions with dealerships, loan officers, and supervisor.

20% - Reviews and analyzes current financial condition of members and applicants to determine appropriate qualifications and credit limits for consumer loans.

20% - Performs underwriting process and makes loan decisions to approve, deny, counter or forward to a manager in accordance with lending authority. Will provide backup to the Indirect Underwriter as needed.

15% - Prepares and processes monthly reports, completes lien/UCC releases, processes CPI insurance, and other duties as assigned related to consumer lending.

10% - Assists the loan processor(s) as needed with daily loan tasks.

5% - Attends meetings and training classes in order to stay current on policies, procedures, and compliance; takes initiative to stay informed on current trends in consumer lending; seeks opportunities to learn new skills.

5% - Performs other job related duties as assigned.