Senior Credit Analyst
Overview
Native American Bank is a one-of-a-kind institution serving as an Agent of Change for Native communities. Rooted in our mission and vision, we are dedicated to supporting economic sovereignty and growth across Indian Country.
We’re looking for a detail-oriented, mission-driven professional to join our team in a key role focused on the strategic evaluation and oversight of commercial loans. This position plays a critical role in structuring and screening complex credit transactions—including those involving New Market Tax Credits—and guiding credit policy, procedures, and best practices.
The ideal candidate brings a high level of credit expertise along with a commitment to teamwork, integrity, and community empowerment. Join us in making a meaningful impact through financial excellence and purpose-driven service!
*Applicants must reside within 45 miles of Denver, CO to be eligible for this hybrid position.
- Assist with the training and oversight of Credit Analysts.
- Participate in loan screening, structuring, and covenant setting to ensure alignment with loan policy.
- Support credit department initiatives focused on process improvements.
- Prepare and present credit reports to leadership and loan committees.
- Provide well-reasoned loan recommendations for approval or denial.
- Assign and justify appropriate risk ratings for new and existing loans.
- Monitor borrower performance and covenant compliance to maintain credit quality and minimize risk.
- Spread and analyze financial statements.
- Contribute to the development of internal manuals and process documentation.
- Generate internal reports as requested by officers.
- Perform other related duties as assigned.
Qualifications
- Bachelor’s degree in Accounting, Finance, or a business-related field from an accredited institution.
- Minimum of 8 years of commercial credit analysis or lending experience within the banking industry is required for this position.
- Strong understanding of credit policies, loan documentation, and risk management practices.
- Well-developed analytical and financial evaluation skills.
- Excellent written and verbal communication skills.
- Proficiency with Microsoft Office applications (Excel, Word, Outlook).
- Highly organized, detail-oriented, and able to manage multiple priorities independently.
- Ability to work independently, prioritize work and handle multiple tasks.
- Attention to detail, self-motivated and the ability to take initiative.
Physical Requirements
- Ability to sit for extended periods and work at a computer.
- Ability to lift up to 15 pounds occasionally.
Benefits
- Competitive salary and benefit package
- Health, Dental and Vision Insurance
- Health Savings Account with employer contribution
- Employer paid Short-term and Long-term disability insurance
- Employer paid Life Insurance
- 401(k) plan and matching
- Paid Time Off (PTO) and Volunteer Time Off (VTO)
- RTD EcoPass (Denver based employees)
- Pet Insurance
- Professional development opportunities
Company Culture
At Native American Bank, we proudly serve Native American and Alaska Native communities with tailored financial solutions rooted in cultural understanding. As a mission-driven bank, our goal is to strengthen tribal economies and enhance self-sufficiency through access to responsible banking services.
Through our Mission in Motion program, employees are encouraged to volunteer and engage in community service throughout the year, putting our values into action. By joining our team, you’ll contribute to a meaningful mission while building a fulfilling career in a supportive, purpose-led environment.
- Pass background check prior to hire.
- This position allows for a hybrid office schedule.
Please visit our careers page to see more job opportunities.