Branch Manager (NOTE-Application must be complete for consideration)

OBJECTIVE: Responsible for the administration and efficient daily operation of a full-service branch office including; operations, lending, produce sales, customer service, and security and safety in accordance with the Bank’s objectives.

ESSENTIAL FUNCTIONS:  The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function.

Branch Operations

·         Supervise the operations area, such as teller and CSR personnel, while exercising good and timely judgement in the area; providing leadership and training in policies/procedures to support staff

·         Help the teller/CSR side as needed; resolve staff issues as they occur

·         Use discretion and independent judgement on matters of significance on a regular basis

·         Help customers by answering questions; responding to request

·         Prepare Performance Appraisals annually for support staff, if applicable

·         Participate in bank functions / activities, some of which may be after normal banking hours

·         Other duties and responsibilities as may be assigned

Lending

·         Meet with applicants to obtain information for loan applications and to answer questions about the process, which could be after normal banking hours.

·         Analyze applicant’s financial status, credit and property evaluations to determine feasibility of granting loans. Reject loan applications by explaining deficiencies to applicants. Review and update files as needed.

·         Approve loans within specified limits by upper management and forward appropriate information to loan processors, attorney’s, appraisers, title insurance companies to be processed

·         Complete loan contracts by explaining provisions to applicant; obtaining signatures and notarizations; collecting fees; which could be after normal banking hours

·         Work with customers who are behind on their payments to avoid defaulting on those loans

·         Update job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, participating in professional organizations

·         Provide information for and support to external audits, compliance reviews, loan reviews, and regulatory examinations

Sales

·         Maintain knowledge of Bank’s products and services in order to efficiently cross-sell

·         Meet annual goals set by management as well as make business calls by phone or in-person to potential customers.

·         Participate in community affairs to increase the Bank’s visibility and to enhance new and existing business opportunities

REQUIREMENTS/QUALIFICATIONS

Education and Experience: High school diploma or General Education Degree (GED) required. Associates or Bachelor’s degree preferred, but not required. Must have a general knowledge and experience in the operations of the Bank and its functions. Preferably 5+ years’ experience or its equivalent.

To perform this job successfully, an individual must be able to perform each duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Skills and Competencies:

●     Must be able to supervise                                                                                                                                               

●     Proficient understanding of banking concepts and regulations

●     Apply basic mathematical skills quickly and correctly

●     Excellent verbal and written communications skills

●     Proficient computer skills, knowledge in excel

●     Outstanding organization skills

●     Detailed oriented                                                                                                                                                             

●     Ability to multi-task

●     Ability to maintain confidential customer and Bank information in a responsible and secure manner

WORKING CONDITIONS

·         Traditional retail office environment

·         The noise level in the work environment is usually quiet

·         Must be able to travel for business related matters

·         Job cannot be performed from home

·         Expected to be on bank premises prior to opening/closing

PHYSICAL DEMANDS

·         Specific vision abilities required by this job include close vision and distant vision; Continuously typing and looking at a computer screen for a long period of time

·         Continuously required to sit, talk or hear

·         Frequently required to stand; walk and reach with hands and arms

·         Occasionally required to lift and/or move object weighting up to 30 pounds

·         Rarely required to lift and/or move objects weighting over 30 pounds

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Please visit our careers page to see more job opportunities.