Mortgage Loan Closer

Responsible for coordinating mortgage loan closings with processors and attorneys.  Prepares and delivers (via various distribution channels) closing packages.  Reviews files for errors and missing documents.  Provide documents to investors within required time frames and overall follow-up to insure all necessary items are completed.

·   Demonstrate knowledge of Bank mortgage loan products and services.

·   Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations.  Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.

·   Support the Bank’s CRA Officer by reporting CRA data.

·   Review documents for completeness and accuracy.

·   Review and approve HUD and title binder exceptions and clear closing conditions.

·   Coordinate the wiring of funds.

·   Ship closing files to investors for purchase, review and approve purchase advices.

·   Process bookkeeping items (payment of loans, booking income, processing invoices and sending letters).

·   Bachelor’s degree, or at least 2 years of related experience, or an equivalent combination of education and experience.

·   Effective oral and written communication skills.

·   Ability to compute basic to moderately complex math calculations.

·   Basic problem-solving and analytical skills.  Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

·   Proficiency in using personal computers and office products (e.g., Word, Excel).

·   Excellent customer service and interpersonal skills.

·   Ability to work independently.

·   Self-starter who is goal- and results-oriented.

·   Ability to work with direction from supervisor.

·   Ability to effectively multi-task in a close working environment.