At First Bank, Consumer Loan Officers
empower customers – listening to their needs and providing access to friendly,
fast and affordable financing for life’s expenses. Consumer Loan
Officer will learn the lending and servicing business at First Bank allowing
them to grow their career.
A career with First Bank offers you the potential to earn
an annual salary plus incentives. You can steer your career with access to a
variety of training programs and opportunities to advance your career within First
Bank. Other team member benefits include competitive pay, variable incentives
tied to business performance, medical, dental, vision, 401(k), MBA tuition
reimbursement and more. Must be a self-starter, organized and have
excellent leadership skills.
- Deliver results related to
individual and branch sales goals as well as customer expectations
- Develop new relationships
– and maintain existing relationships - working with customers throughout
the loan process and loan life cycle
- Present financial
solutions, based on customer needs, that meet their goals
- Educate customers on the
terms and conditions of their loan to ensure a clear understanding
- Partner with local
businesses to seek out and develop new customers
- Learn how to utilize
credit underwriting techniques and sales tools
- Manage the life cycle of
the loan, including collections activities, complying with all laws and
and maintain positive relations with all employees, contacts, customers,
and potential customers.
the bank in business development efforts and civic and community
Additional Job Duties:
job description in no way states or implies that these are the only duties to
be performed. You will be expected to follow any other job-related instructions
and to perform other job-related duties as requested by management.
Experience and Other Requirements
- HS Diploma/GED
- Banking, Sales, or Customer Service experience preferred
- College degree or other advanced business and finance training
- Demonstrated knowledge and
understanding of regulatory issues, financial and credit risk management,
and internal controls in a financial institution setting.
- Excellent analytical
ability and ability to conduct thorough research, interpret and understand
laws and regulations, and provide workable recommendations and solutions
- Must possess the ability
to handle multiple, conflicting deadlines.
- Must possess the ability
to interact positively with all levels of the organization, including
Management, the Board, other Volunteers, coworkers, and the public to
promote a team effort and maintain a positive attitude even under extreme
oral, written, telephone, organizational and interpersonal communication skills
Extensive use of personal PC required with
proficiency in Microsoft applications, including Word, Excel, and PowerPoint.
Must be proficient using e-mail and
All First Bank
employees are required to:
Be attentive to our customer needs with a
Possess a team-oriented attitude with a
desire to see success in themselves and others.
Maintain a strict standard of
confidentiality involving all transactions and relationships.
Develop a working knowledge of all bank
I understand that the above duties
and how I perform them are the requirements on which my performance will be
judged. It is understood that these duties may be revised from time to time at
the discretion of the Bank’s management.
Employee’s Signature Date
FIRST BANK MCCOMB MISSISSIPPI is an EEO employer - M/F/Vets/Disabled